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Insurer Comparison

 

* SEE THE RATING METHOD AFTER THE OVERVIEW SECTION AT THE TOP.

 

 Excellent

Unfortunately, no company providing medical insurance in AZ or WI at this time received an excellent rating by Family Medical Plans

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 Preferred

American Community Mutual, Coventry

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 Fair

Blue Cross Blue Shield of AZ, Assurant Health, UnitedHealth One, Humana One

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 Poor

 

Lifewise, Healthnet of AZ, World

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 Very Poor

 

Mega Life, Midwest National Life

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Rating Method

The rating methods used to score each company were based on the following criteria:

  • Financial Stability - Based on known financial and company growth patterns
  • Financial Transperancy - Based on full financial disclosure to big 3 ratings firms
  • Price / Coverage Comparison - Overall comparison of what it costs and what it covers
  • Ownership Model - Mutual (policy holder), Private, Public (for profit stock), and Non-Profit
  • Company Age - Proven track record in the Individual Medical arena
  • Google "Negative" Computation - Quantitative analysis of the overall positive / negative web postings on google (i.e. search for "carrier name - sucks")
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